信用体系是现代市场经济的重要基础,良好的社会信用是建立规范的社会主义市场经济体制的基本保证。信用是在市场交换过程中双方让渡存在的时间差而产生的,是一种社会约定,是人们共同遵守的行为规范。在现代市场经济中大部分交易表现为信用交易,信用经济成份的大小决定了国家经济的规模、水平和竞争力。信用缺失将极大地破坏社会主义市场经济秩序,影响社会主义市场经济体制的建立和完善,给国民经济的发展带来危害。中共北京市委、北京各级政府对信用体系建设工作非常重视。2001年底,中关 The credit system is an important foundation of the modern market economy. Good social credit is the basic guarantee for establishing a standardized socialist market economy. Credit is generated in the time difference between the two sides in the process of market exchange. It is a kind of social contract and a code of conduct that people all abide by. In the modern market economy, the majority of transactions are characterized by credit transactions. The size of the credit economy determines the size, level and competitiveness of the country’s economy. Lack of credit will greatly undermine the socialist market economic order, affecting the establishment and perfection of the socialist market economic system and jeopardizing the development of the national economy. CPC Beijing Municipal Committee and Beijing Governments at All Levels Attach Great Importance to the Construction of Credit System. By the end of 2001, Zhongguancun