随着新一代消费者的消费习惯发生改变,移动支付或成为未来的主流支付手段。市场的扩大推动着各种新生态支付方式的演进,给移动支付带来越来越多的想象空间。央行日前公布的《2013年第二季度支付体系运行总体情况》称,当季国内移动支付业务量增幅惊人,全年支付高达3.71亿笔,金额共计2.07万亿元,同比增长274.70%和363.92%。在网络购物规模扩大、智能手机普及、国内网络环境完善等多方面因素的推动下,中国移动支付市场迎来了爆发式增长。这也意味着,随着 As the spending habits of a new generation of consumers change, mobile payments or become the mainstream of the future means of payment. The expansion of the market promotes the evolution of various new ecological payment methods and brings more and more imagination to mobile payment. The central bank recently announced “the second quarter of 2013, the overall operation of the payment system,” said the quarter, an alarming increase in domestic mobile payment business, the annual payment of up to 371 million pen, a total amount of 2.07 trillion yuan, an increase of 274.70% and 363.92% . Driven by such factors as the expansion of online shopping, the popularization of smartphones and the improvement of domestic network environment, the mobile payment market in China ushered in explosive growth. This also means that with