20世纪以来,国际法和各国国内法普遍赋予了海上责任保险第三人对保险人的直接请求权,但是有关这一权利的属性,却一直是学界争论的重大理论问题。本文介绍了海上责任保险第三人直接请求权的涵义,并通过比较分析学界有关海上责任保险第三人直接请求权的五种理论学说,对该请求权的属性进行探讨。 Since the 20th century, both the international law and the national laws of various countries have generally given the insurer a direct claim on the third party of marine liability insurance. However, the nature of this right has always been a major theoretical issue in the academic debate. This article introduces the meaning of the third party direct claim of maritime liability insurance and discusses the attributes of the claim by comparing and analyzing the five theoretical theories about the direct claim of the third party in maritime liability insurance.