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担保,是指对某一特定事项所做出的承诺保证。担保的实质是当事人风险防范和分解,是伴随商品交换及商业信用的发展而产生的一种中介
Warranty is a guarantee of commitment to a particular matter. The essence of guarantee is the risk prevention and decomposition of the parties, and is an intermediary that accompanies the development of commodity exchange and commercial credit