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在我国深化市场经济体制改革,融入世界经济一体化发展的背景下,本文针对中小企业发展过程中自我积累意识不强、外部融资渠道相对狭窄、资本市场准入门槛高、信用担保渠道少等问题,提出解决我国中小企业融资中存在问题的解决对策,包括企业自身发展方式变革、拓宽融资渠道、积极发展地方性中小商业银行,国家加大对中小企业的扶持力度等,以期为我国中小企业解决融资困境提供思路。
Against the background of deepening the reform of the market economy system and integrating with the development of world economic integration, this paper aims at the problems such as the low self-accumulation awareness, the relatively narrow external financing channels, the high threshold for capital market access and the small number of credit guarantee channels in the development of SMEs , Put forward solutions to solve the existing problems in the financing of SMEs, including the reform of their own way of development, broaden the financing channels, the positive development of local small and medium commercial banks, the state to increase support for SMEs, etc., with a view to SMEs in China to solve Financing difficulties provide ideas.