近年来，在一些贫困落后的农村，村民委员会以集体的名义向农村金融部门贷款或向农民高息借贷，到期后无力偿还而引起的诉讼逐年增多。该类案件涉及金额少则数万元，多则几十万元，不仅严重损害了农民的利益，而且不利于农村社会稳定。目前，以村民委员会集体名义借款主要有以 In recent years, in some poor and backward rural areas, the villagers’ committees have lent to the rural financial sector on a collective basis or borrow high-interest loans to peasants in a collective name, and the number of litigation caused by insolvency has been increasing year by year. Cases of such cases involving as little as tens of thousands of dollars, as many as several hundred thousand dollars, not only seriously damaged the interests of farmers, but also not conducive to rural social stability. At present, loans are mainly borrowed in the name of collectives of villagers’ committees