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个人信用信息征管制度的建立是事关市场经济健康运行和信用信息主体切身经济利益的大事,如何防范信用信息征管中的侵权行为的发生,其重点在于制度建设的合理性。我国的信用征管制度在建立之初借鉴了很多国外先进的经验,但是随着该制度在我国逐渐走向成熟,制度的建设也应该更符合我国的市场经济运行的基本现状。
The establishment of personal credit information collection and management system is a major event concerning the healthy operation of market economy and the vital economic interests of the subject of credit information. How to prevent infringement in the collection and management of credit information lies in the rationality of system construction. However, as the system gradually matures in our country, the construction of the system should be more in line with the basic status quo of our country’s market economy operation.