2003年4月29日,巴塞尔银行监管委员会公布了《巴塞尔新资本协议》(以下简称《新协议》)的第三次征求意见稿。《新协议》的核心内容是用于风险计量的内部评级法,这也是《新协议》最主要的创新。作为政策性银行,农发行的借款人和债项都比较单一,借款人主要是国有粮食购销企业,债? On April 29, 2003, the Basel Committee on Banking Supervision released the third draft of the “New Basel Capital Accord” (hereinafter referred to as the “new agreement”). The core of the “new agreement” is the internal rating method used for risk measurement, which is also the most important innovation of the “new agreement.” As a policy bank, the Agricultural Development Bank borrowers and debt are relatively simple, the borrower is mainly state-owned grain buying and selling enterprises, debt?