在信息安全问题没有彻底解决之前,中国互联网金融的便捷将受到一定程度的制约。当前,中国互联网金融发展迅速,显示了其相对于传统金融业巨大的发展活力和潜力。但与此同时,也面临一些亟待研究和解决的重要问题。一是保护消费者合法权益的问题。互联网金融是一种技术创新型驱动力,技术是基础。成就互联网金融有三大技术:风险管理技术、信息技术和法律技术。 Before the information security problem is not completely solved, the convenience of China’s Internet finance will be subject to some degree of restriction. At present, the rapid development of Internet finance in China shows its huge development vitality and potential with respect to the traditional financial industry. At the same time, however, we also face some important issues that we must study and solve urgently. First, to protect the legitimate rights and interests of consumers. Internet finance is a technology innovation driving force, technology is the foundation. Achievements Internet finance has three major technologies: risk management technology, information technology and legal technology.