自3家纯互联网银行成立至今,小微贷一直是它们的主要业务。但是这些看似新潮的小微贷业务,利率却不是一般的高。截至目前,国内已经有3家纯互联网银行,它们分别是腾讯系的深圳前海微众银行,背靠蚂蚁金服和阿里巴巴的浙江网商银行以及由新希望集团、小米和红旗连锁共同参股的新网银行。虽然是银行,但目前来看,这3家互联网银行在开户和存款方面仍有欠缺,而且均以小微贷为主要业务,如新网 Since the establishment of three pure Internet banks, micro-credit has always been their main business. However, these seemingly trendy micro and micro loans business, interest rates are not generally high. So far, there are already three pure Internet banks in China, namely Tengyunshen Qianhai Weizhong Bank, Zhejiang Internet Bank backed by Ant Financial and Ali Baba, and jointly held by New Hope Group, Xiaomi and Hongqi New Internet Bank. Although the bank, but for now, the three Internet banks in the account opening and deposit is still lacking, and are based on micro-credit as the main business, such as the new network