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根据新《汽车贷款管理办法》,从2004年10月1日开始,汽车金融公司拥有了从事汽车金融业务的权利。这固然打破了银行在车贷上的垄断地位,但由于银监会的种种限制,汽车金融业务依然难放手脚。
According to the new Measures for the Administration of Auto Loans, auto financing companies have the right to engage in auto finance business from October 1, 2004. This of course broke the monopoly of banks in car loans, but due to various restrictions of China Banking Regulatory Commission, the auto financing business is still hard to get away with.