进入二十一新世纪以来,我国市场规模迅速增长和主体不断增多。作为与人们的生活息息相关的医疗保险受到越来越多的关注。但是由于各种客观因素以及产品的自身因素,它的发展一直受到制约和影响。如何促进医疗保险迅速健康的发展成为当前保险界急需解决的问题,医疗保险已经成为保持我国保险市场长期稳定增长和满足人民日益增长的保险需求的重要条件之一。 Since entering the 21st century, the market size of our country has been rapidly growing and the number of main bodies has been on the increase. As a medical insurance closely related to people’s life, more and more attention has been paid to it. However, due to various objective factors and the product itself, its development has been constrained and affected. How to promote the rapid and healthy development of medical insurance has become an urgent problem to be solved in the current insurance industry. Medical insurance has become one of the important conditions for maintaining the long-term and steady growth of China’s insurance market and meeting the ever-increasing needs of the people.