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票据功能是票据本身所具有的能力,主要包括汇兑功能、支付功能、信用功能和融资功能。在目前我国的票据法体系下,票据的核心功能是汇兑功能和支付功能,但是当前互联网技术的飞速发展,许多创新型支付工具的出现也恰恰冲击着这两个功能,削弱了其功能的发挥。所以在票据核心功能的转变上应该侧重于信用功能和融资功能发挥,从而构建我国的票据法体系,完善我国的票据法律制度。
Ticket function is the ability of the ticket itself, including the exchange function, payment function, credit function and financing function. At present, China’s instrument law system, the central function of the notes is the exchange function and payment function, but the current rapid development of Internet technology, the emergence of many innovative payment tools just impact these two functions, weakening its function . Therefore, the core functions of the notes should focus on the credit function and financing functions to play, so as to build our country’s bill system, improve our bill legal system.