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随着我国社会主义市场经济的发展 ,我国银行业面临激烈竞争 ,只有尽快建立和完善“以市场为导向 ,以客户为中心 ,以效益为原则 ,以风险控制为主线”的信贷经营机制 ,在有效控制风险的前提下积极支持经济发展 ,才能在严峻的市场竞争中立于不败之地。 一、市场研究与分析是商
With the development of China’s socialist market economy, China’s banking sector is facing fierce competition. Only by establishing and perfecting the credit management mechanism of “market-oriented, customer-focused, efficiency-oriented and risk-based control” as soon as possible, Under the precondition of effectively controlling risks, we can actively support economic development so as to remain invincible in the harsh market competition. First, the market research and analysis is business