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人们对商业健康保险的预期需求率已达77%。麦肯锡公司则大胆预测,中国健康保险市场2008年以前有望达到1500亿元至3000亿元人民币规模。然而,医疗卫生领域的高风险和高昂的医疗费用,使商业健康保险经营亏损而裹足不前。
The expected demand rate for commercial health insurance has reached 77%. McKinsey Company boldly predicted that the Chinese health insurance market is expected to reach 150 billion yuan to 300 billion yuan by 2008. However, the high risk and high medical costs in the healthcare field have kept the commercial health insurance company from operating at a loss.