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随着国家全面放开粮食收购和销售市场,实行购销多渠道经营,农业发展银行改革与发展已经进入了一个新阶段,面对的风险会更大,经受的考验会更多。对信贷风险的探讨就显得尤其及时、必要。本文就是结合安徽省推行的“两放开、一调整”为主要内容的粮食补贴方式改革,对农业发展银行信贷风险的产生及防范措施作了些初步探讨。
As the state has completely liberalized the grain purchasing and marketing market and implemented the multi-channel operation of purchasing and marketing, the reform and development of the Agricultural Development Bank has entered a new stage with greater risks and more tests. The study of credit risk is particularly timely and necessary. This article is based on Anhui Province to promote the “two liberalization, a readjustment” as the main content of the grain subsidy reform, the Agricultural Bank of credit risk and preventive measures made some preliminary discussion.