目前我国农村社会保障尚未实现真正意义上的社会化,以养老保险为主要标志的保障方式仍表现为家庭为主的传统模式。滞后的保障模式和过低的保障水平,不仅难以适应农村市场经济建设和农村产业化发展以及农民致富的要求,也进一步拉大了城乡差别,不利于国民经济的可持续发展和农村社会的长久稳定。然而,我国各地农村社会保障体系并 At present, the rural social security in our country has not yet achieved socialization in the true sense. The guarantee mode with the main symbol of endowment insurance still shows the traditional family-based model. Lagging security model and the level of protection is too low, not only difficult to adapt to the rural market economy and the development of rural industrialization and peasants to get rich, but also further widened the urban-rural differences, is not conducive to the sustainable development of national economy and rural society for a long time stable. However, rural social security systems throughout our country have been