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农村融资难题长期困扰我国农业发展,最近中央提出要建立农村广覆盖、多元化、可持续的金融服务体系。融资难的原因主要是由农村金融的供需不平衡造成的。破解农村融资难题,实现供需平衡互动,就要建立现代农业,制定《农业发展法》,完善对农民财产权利保护等方面的法律规定;完善合作金融机制,让传统民间融资形式合法化;建立全国农协,实现金融服务主体多样化。
The problem of financing in rural areas has long plagued the development of agriculture in our country. Recently, the Central Government proposed to establish a broad-based, diversified and sustainable financial service system in rural areas. The main reason for financing difficulties is caused by the imbalance between supply and demand in rural finance. Cracking down on rural financing problems and realizing balanced supply and demand requires the establishment of modern agriculture, the enactment of the Law on Agricultural Development and the improvement of the legal provisions on the protection of peasants’ property rights. It will also improve the cooperative financial mechanism so as to legitimize the traditional form of private financing and establish a national Agricultural Association, to achieve the diversification of the main financial services.