论文部分内容阅读
上海银行的住房装饰贷款业务和其他银行“购房装修组合贷款”有所不同,该行个人住房装饰贷款业务是独立的个人消费贷款品种,不是个人住房贷款简单的延伸。个人到该行申请住房贷款,将不受购买住房为条件的限制。 一、个人申请贷款应具备的条件 (一)具有上海市城镇常住户口或有
The Bank’s housing decoration loan business is different from other bank “home improvement fitting loans”. The bank’s personal housing decoration loan business is an independent personal consumer loan product, not a simple extension of personal housing loans. Individuals to apply for housing loans to the bank, will not be subject to the conditions of the purchase of housing. First, the conditions for individuals to apply for loans (a) with the Shanghai urban permanent residence or