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过度负债已成为当前压在国有企业背上的一个沉重包袱。目前,全国预算内国有企业的平均资产负债率已达到78%以上,主要是对专业银行的负债,而其中逾期的呆滞贷款约占25～30%。1994年末,全国各项贷款金额比1993年末增长19.5%。国有企业的过度负债,不仅给企业,也给银行乃至整个国民经济带来了严重的负面影响。首先,许多国有企业的负债率已接近甚至超过银行规定的负债警界线水平(80%),因过度负债难以再从银行获得新的贷款。企业普遍感到资金紧
Over-indebtedness has now become a heavy burden on the back of state-owned enterprises. At present, the average debt-to-asset ratio of state-owned enterprises in the national budget has reached more than 78%, mainly the liabilities of specialized banks, of which about 25-30% are overdue loans. By the end of 1994, the amount of various loans in the country had increased by 19.5% over the end of 1993. Over-indebtedness of state-owned enterprises not only has a serious negative impact on enterprises but also banks and even the entire national economy. First, the debt ratio of many state-owned enterprises is close to or even above the level of the debt-policing line (80%) set by banks. It is difficult to obtain new loans from banks due to over-indebtedness. Enterprises generally felt tight funding