住房公积金是我国社会保障制度的重要组成部分,随着近年来房价上涨、房市震荡,普通民众购房压力增大,住房公积金对于国计民生、社会稳定的作用显得越发重要。经过十多年的发展,住房公积金在很大程度上为百姓谋得了福利,因此也逐渐获得了公众的认可和信任。但目前我国公积金实际投资和管理方面仍存在不少问题,本文将就我国公积金管理中存在的问题展开分析,并对解决问题的方法和策略进行了初步探索,希望能为公积金管理工作提供有益参考。 Housing provident fund is an important part of China’s social security system. With the rise of housing prices in recent years, the housing market turbulence and the pressure of ordinary people buying houses, the housing provident fund has become more and more important for the people’s livelihood and social stability. After more than a decade of development, housing provident funds have benefited a large extent for the people and therefore have gradually gained public recognition and trust. However, there are still many problems in the actual investment and management of CPF in our country. This article will analyze the problems existing in the CPF management in our country, and make a preliminary exploration of the methods and tactics to solve the problem. I hope it can provide useful reference for the CPF management .