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2014年初开始,信托、债券、银行理财等多个金融细分领域都陆续出现了金融市场违约的个案或苗头,尤其是上海超日违约事件,打破了国内金融市场刚性兑付的“神话”。金融市场违约事件的出现,短期而言,可能会对金融市场构成一定冲击,但长期来看,其整体风险可控,有利于金融体系完善和金融业健康发展。具有中国特色的“刚性兑付”长期以来,国内金融市场基本保持着刚性兑付的“潜规则”。为了建立多层次多渠道的融资体系,同时为促进金融市场有序发展,政府大力鼓励非银行融资体系发展,刚性兑付是中
Since the beginning of 2014, cases or signs of default in financial markets have emerged in a number of financial segments, including trusts, bonds and bank financing. In particular, the Shanghai Super Day default case broke the “myth ” of the rigid payment in domestic financial markets. . In the short term, the emergence of a default event in financial markets may have a certain impact on the financial markets. However, in the long run, the overall risk controllable is conducive to the improvement of the financial system and the healthy development of the financial industry. With Chinese characteristics “rigid payment ” For a long time, the domestic financial market basically maintained a rigid payment “unspoken rules ”. In order to establish a multi-level and multi-channel financing system and to promote the orderly development of financial markets, the government strongly encourages the development of non-bank financing system. The rigid payment is in progress