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中欧天然林管理项目小额信贷基金在国家天然林保护工程区内采用3种运作模式,即NGO模式、国有森工企业模式和社区天然林管理协会模式,在项目县、乡、村选取试点单位,建立小额信贷机构,开展小额信贷试点工作。实践证明小额信贷基金对于提高项目区居民的环保意识、增加森林保护型生计项目,拓宽收入来源和增加居民收入、减少对天然林的依赖和破坏起到了积极作用,实现了天然林保护的目标。在总结3种模式小额信贷运行成果、经验和启示的基础上,对在全国天然林保护工程区推广小额信贷以及3种模式小额信贷的未来发展方向提出了建议。
The Central Europe Natural Forest Management Project Microfinance Fund adopts three modes of operation in the national natural forest protection project area: the NGO model, the state-owned forestry and industrial enterprises model and the community natural forest management association model, and selects pilot units from project counties, townships and villages , Set up a micro-credit institutions and carry out pilot work on micro-credit. Practice has proved that microcredit funds have played a positive role in improving the environmental awareness of residents in the project area, increasing forest-protected livelihood projects, broadening the sources of income and increasing residents’ income, and reducing the dependence and destruction on natural forests, thus achieving the goal of natural forest protection . On the basis of summing up the results, experiences and enlightenments of the three modes of microcredit operation, some suggestions are put forward to promote microcredit in the national natural forest protection project area and the future development of the three modes of microcredit.