可以说,商业银行对中小企业放贷是一个比较常见的业务,而这一业务也给银行带来了一定的风险,要想彻底的规避风险显然是不可能的,而我们要做的就是将风险出现的可能性降到最低。基于此,本文主要从风险共担的视角出发,研究了商业银行中小企业贷款风险管理的影响因素之后,就如何真正的做好中小企业贷款风险管理工作提出了几点建议。希望能够起到抛砖引玉的促进作用。 It can be said that commercial banks lending SMEs is a relatively common business, and this business also brings some risks to the bank, in order to completely avoid the risk is clearly impossible, and we have to do is to risk The possibility of occurrence is minimized. Based on this, this paper mainly studies the influencing factors of SME loan risk management in commercial banks from the perspective of risk sharing, and puts forward some suggestions on how to do a good job in SME loan risk management. Hope to play a catalytic role.