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近年来,随着宏观经济形势的持续低迷、银根的日趋收紧,工程项目尤其是房建项目融资越来越难。承包商或者出于承接工程目的,或者出于加快收款考虑,往往会应业主和金融机构的要求,对业主的融资加以协助。笔者结合常见的形式,对承包商协助融资可能引发的法律风险加以分析并提供应对建议,供承包商企业操作参考。一、承包商协助融资的几种常见形式及其法律风险1、协助签署与实际履行的合同内容不完全一致的总承包合同具体做法:建设工程项目融资过程中,为了证明贷款资金用途,银行和其他金融机构通常都会要求业主提供总承包合同文件。业内周知的是,项目管理实践中,业
In recent years, with the continuous downturn of the macroeconomic situation and the tightening of monetary policy, financing of construction projects, especially the construction of housing projects, has become increasingly difficult. Contractors, either for the purpose of undertaking construction projects or for speeding up receipts, often provide assistance to the owners’ financing at the request of the owners and financial institutions. In combination with common forms, the author analyzes the possible legal risks caused by the contractors’ assistance in financing and provides countermeasures and suggestions for the contractor’s operation. First, the contractor to help finance several common forms and legal risks 1, to help sign the contract with the actual performance of the contract is not entirely consistent with the specific practices: construction project financing process, in order to prove the use of loan funds, banks and Other financial institutions usually require owners to provide general contracting documents. The industry is well known in the project management practice