农村小额信贷制度是我国长期主推的一种扶贫开发方式,其推行已经取得了比较好的经济、社会效益。不过,随着小额信贷项目的运行与发展,与此相关的问题也逐渐显露出来。本文在分析我国小额信贷法律制度面临的困境的基础上,对其重新构建提出了宏观的设计建议。 The rural microfinance system is a poverty alleviation and development mode that has been the main push in China for a long time. Its implementation has achieved relatively good economic and social benefits. However, with the operation and development of microfinance projects, problems related to this have gradually emerged. Based on the analysis of the predicament faced by the legal system of microfinance in our country, this article puts forward macroscopic suggestions for its reconstruction.