从各项政策解读来看,今年年底前互联网金融或将出现三方面的变化:首先,相关行业标准的自律政策将出台;其次,互联网金融监管细则预计相继出台;最后,互联网金融、民间金融面临清理整顿的局面,一方面是P2P自身面临竞争的威胁,另一方面是因为管理层会出台相关政策。互联网金融的发展乃大势所趋,但互联网金融并没有改变金融风险的本质,因此这一行业必须接受金融监管。 From the perspective of various policies, there will be three changes in internet finance before the end of this year: firstly, the self-regulation policies of the relevant industry standards will be promulgated; secondly, the rules on Internet financial regulation are expected to be promulgated one after another; finally, Internet finance and non-government finance face Clean up and rectify the situation, on the one hand, P2P itself is facing the threat of competition, on the other hand because management will introduce relevant policies. The development of Internet finance is the trend of the times. However, Internet finance has not changed the nature of financial risks. Therefore, the industry must accept financial supervision.