小微企业是发展的生力军、就业的主渠道、创新的重要源泉。目前政策落实、服务支持、税费环境有待改进。企业存在“一高”“两难”“三低”现象。其原因是“四风”仍在;家族式管理;信用建设落后。为此,政府应该实行多元共治,合作共赢。统一小微企业划型标准;研究政策并使之落地生根;整合服务资源,杜绝国地税“多头跑”;完善服务评价;完善四类服务如以财政回购“巢湖市中小企业服务中心”;加大不定期的抽查奖惩;分总结合,建立巢湖市信用体系;推广“散点式的规模经济”。企业做优做强。建立诚信品牌;优化管理;开拓市场;控制风险。创新金融,改善融资环境如建立税银企联动平台;设立政保金管理机构和发展基金;采取排名、授权等方式鼓励金融部门开展融资。商会协会协助建立互助基金;推广经验。政府和企业完善奖励制度,合力培养争先创优、创新创业文化。 Small and micro enterprises are the new force of development, the main channel of employment and an important source of innovation. The current policy implementation, service support, tax environment needs to be improved. Enterprise exists “a high ” “dilemma ” “three low ” phenomenon. The reason is “Four Wind ” is still; family-style management; credit construction is backward. To this end, the government should implement multiple governance and win-win cooperation. Unified small and micro enterprises planning criteria; research policy and make it take root; integration of service resources, to eliminate the national tax “long run ”; improve service evaluation; improve the four types of services such as financial repurchase “Chaohu SME Services Center ”; increase irregular spot checks and punishments; sub-total combined to establish the credit system in Chaohu City; promotion of“ Scattered economies of scale. ” Business is better and stronger. Establish good faith brand; optimize management; open up market; control risk. Innovate finance and improve the financing environment, for example, establish a platform for the linkage between tax, bank and enterprise; set up a management institution and development fund for the administration of the government guarantee and insurance; and encourage the financial sector to carry out financing by means of ranking and authorization. Chamber of Commerce Association to help build mutual funds; promote experience. The government and enterprises will improve the reward system and work together to cultivate a culture of striving for excellence and innovation and entrepreneurship.