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江苏东台市头灶镇合作基金会创建于1986年10月,初期的货币股金只有9.6万元,到1990年货币股金增加到111.8万元。随着可融资金的增加,投放款的逾期现象也逐年上升,1987年底逾期总额为14万元,而到1990年底一下子上升到138万元,占全部货币股金的34%。因而,合作基金会出现了逾期款多,27个镇村办企业就有14个企业有逾期;周转速度慢,1990年投放资金的周转速度从1988年的2.9次下降到2.1次;资金占用效益差。从“多、慢、差”的现象中反映出:如果没有过硬的措施,强化投放款的期限管理,势必导致投放款的呆滞和沉淀,影响基金会的巩固和发展。
Founded in October 1986, the head office cooperative fund in Dongtai City of Jiangsu Province has an initial monetary fund of only 96,000 yuan. In 1990, the stock of money increased to 1,118,000 yuan. With the increase of financeable funds, the overdue investment in loans also increased year by year. At the end of 1987, the overdue amount was 140,000 yuan. At the end of 1990, the overdue phenomenon rose to 1,380,000 yuan, accounting for 34% of the total monetary fund. As a result, there were overdue loans to cooperative foundations, 14 enterprises in 27 township and village-run enterprises had overdue conditions, and the turnover rate was slow. The turnover rate of working capital dropped from 2.9 times in 1988 to 2.1 times in 1990; and the capital utilization efficiency difference. From the “more, slower, worse” phenomenon reflects: If there is no strong measures to strengthen the deadline for investment management, is bound to lead to the lax investment and precipitation, the foundation of the consolidation and development.