经济的全球化已是不可遏制的发展潮流。入世以后，我国的银行将更彻底地融入世界银行业中，世界银行业的触角也将伸向我国的每一个角落。这对我国银行业来说将是一次大挑战和大考验。进入中国的外资银行都将是跨国金融集团，有着悠久的历史和全球知名的品牌，具有先进的经营理 Economic globalization is an unavoidable trend of development. After China’s accession to the WTO, our country’s banks will integrate more thoroughly into the world banking industry and the tentacles of the world banking industry will also extend to every corner of our country. This will be a big challenge and a big test for our country’s banking industry. Foreign banks entering China will all be multinational financial groups with a long history and world-renowned brands and advanced management experience