本文从金融机构的角度分析目前商业银行支持绿色建筑、低能耗建筑面临的一些困难,并结合国外金融机构支持建筑节能的成功经验及中国的国情,提出金融支持建筑节能的一些建议,以期通过市场化的融资模式逐步取代财政奖励,最终形成中国建筑节能发展的长效机制。 This article analyzes the current difficulties of commercial banks in supporting green buildings and low-energy buildings from the perspective of financial institutions. Based on the successful experience of foreign financial institutions in supporting building energy conservation and China’s national conditions, some suggestions on financial support for building energy conservation are put forward, The gradual replacement of financial incentives by the financing model eventually led to the long-term mechanism for building energy efficiency in China.