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国内信用证,一个有着十多年历史的业务产品,在制度层面没有变化的情况下一直默默无闻,然而在近几年却得到了快速发展,其原因何在?本文拟在对国内信用证业务快速发展的原因进行分析的基础上,探讨国内信用证业务发展过程中存在的风险,并从商业银行的角度提出相应的风险防范策略,以对商业银行国内信用证业务的健康发展有所裨益。
Domestic letter of credit, a business product with a history of more than 10 years, has remained obscure without any change at the institutional level, but has been rapidly developed in recent years. What are the reasons? This paper intends to promote the rapid development of the domestic letter of credit business Based on the analysis of the reasons for the discussion of the development of domestic credit business risks, and from the perspective of commercial banks put forward the corresponding risk prevention strategies to commercial banks in the healthy development of domestic letter of credit business benefit.