承保调控在产险业已成为各家公司的一种常态,也是各公司针对自身的经营和发展必须采取的重要手段。但如果没有形成一个系统上下共同的认知,以及尚未建立起科学、精准的调控定位和战略调控规划,简单的阶段性管控往往会给基层实践、经营发展带来的影响,以致于可能影响公司长期稳定经营与可持续发展。鉴于此,本文试图从业务实践角度谈谈相关看法和应对之策。 Insurance underwriting has become a norm for various companies and it is also an important means that companies must take for their own business and development. However, if there is no common understanding of the system up and down and a scientific and precise regulation and control plan and strategic regulation have not been established yet, simple phased control will often have an impact on grassroots practice and business development and may affect the company Long-term stable operation and sustainable development. In view of this, this article tries to talk about the relevant views and countermeasures from the perspective of business practice.