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问:我原先有一辆轿车,也办理了相关的保险。在保险期内,我把车辆转让给了一个朋友陈某,并且过了户,但保险合同并没有变更过。后来,陈某发生了交通事故撞伤了人,需要赔付医疗费2万元。陈某支付了交通事故赔偿款后,向保险公司要求理赔,但保险公司拒绝理赔,理由是车辆虽然过了户,但保险合同没有变更,不能得到赔款。请问:保险公司的理由成立吗?
Q: I originally had a car, also handled the relevant insurance. During the insurance period, I transferred the vehicle to a friend Chen, and crossed the door, but the insurance contract has not changed. Later, Chen occurred in a car accident hit people, need to pay medical expenses 20000 yuan. Chen paid compensation for traffic accidents, claims to the insurance company claims, but the insurance company refused to claim on the grounds that although the vehicle over the account, but the insurance contract has not changed, can not be reparations. Excuse me, is the reason for the insurance company established?