中国工商银行以投入有效贷款支持经济建设、提高自身经营效益为目标 ,采取多种措施进一步严格贷款管理。一是建立信贷责任制度。制定《信贷责任制度》 ,规定各级行信贷工作人员和信贷管理人员应承担的工作责任、管理责任、失职责任和违规责任 ,明确贷款营销、调查、评估、审查? With aiming at putting in effective loans to support economic construction and improving its own operating efficiency, ICBC has taken various measures to further strengthen its loan management. First, establish a credit accountability system. Formulate the “system of credit responsibility”, which stipulates that the credit staff and credit managers at all levels should work responsibility, management responsibility, omission responsibility and non-compliance responsibility, define loan marketing, investigation, assessment and examination?