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互联网金融属于P2P网贷和股权众筹金融活动,是众多中小企业较为容易实现的一种融资渠道,但由于互联网金融的特点,投融资主体在活动中,可能发生违约风险和侵权风险,并可能出现救济困难。文章认为,投资主体应当在事前注意法律风险防范,同时国家应当制定更为完善的互联网金融监管法律法规。
Internet finance belongs to P2P network loan and equity crowdfunding financial activities, and is a financing channel that many SMEs are more likely to realize. However, due to the characteristics of Internet finance, the risk and risk of default and risk of infringement may occur in the activities of the subject of investment and financing. Relief difficulties appear. The article believes that the main investors should pay attention to the legal risk prevention in advance, and at the same time, the state should formulate a more complete Internet financial regulatory laws and regulations.