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小额信贷作为解决农户融资需求的重要途径,其重要性已经越来越为人们所关注,本文对如何切实促进小额农贷的发展从内部建设、外部支持两方面提出了进一步发展小额农贷的对策建议,指出应坚持小额信贷机构自立、客户主导的发展模式,并通过加强与非正规金融、社会信用机构等的联接,优化小额农贷机制,进一步促进小额农贷的发展。
As an important way to solve the financing needs of farmers, the importance of microcredit has been paid more and more attention to by people. In this paper, how to effectively promote the development of small-sum agricultural loans is proposed to further develop the small-scale peasants from two aspects: internal construction and external support It also points out that we should adhere to the independent and customer-led development mode of the MFIs and optimize the system of small-sum agricultural loans through further strengthening the links with informal finance and social credit institutions so as to further promote the development of small-sum agricultural loans .