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市场经济的本质就是以契约为基础的信用经济,而在以信用为基础的市场经济条件中,企业之间经常出现违约、拖欠帐款等不守信用,不履行合约的行为,随着我国加入WTO组织以及经济全球化进程的加快,同国外企业相比,国内企业在管理和制度建设上日益落后,尤其在企业信用建设和信用风险防范上更是突出。为此本文就企业信用风险与防范策略进行了探讨,以此来规范和减少企业信用风险行为的发生,使我国信用经济能有序、健康地运行。
The nature of the market economy is based on the contract-based credit economy. In the credit-based market economy conditions, enterprises often default and default on credit and do not perform their contracts. As China’s accession to the WTO Organization and the acceleration of economic globalization, compared with foreign enterprises, domestic enterprises are increasingly lagging behind in the management and system construction, especially in the construction of corporate credit and prevention of credit risks. Therefore, this article discusses the corporate credit risk and prevention strategies in order to regulate and reduce the occurrence of corporate credit risk behavior, so that our credit economy can operate in an orderly and healthy manner.