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济南市陈先生对省城一寿险公司非常不满,他获得了该公司赠送的意外伤害险,但他在受到意外伤害后却得不到赔偿。陈先生曾在铁通办理“一卡通”电话卡服务时获赠某保险公司的意外伤害保险,保额2万元。在保险有效期内陈先生被他人打伤,先后两次住院,诊断为脑外伤综合症。当他向该保险公司索赔时,公司以其未达到伤残等级为由拒赔。
Mr. Chen of Jinan City was very unhappy with a life insurance company in the provincial capital. He obtained the accidental injury insurance donated by the company, but he received no compensation after being injured unexpectedly. Mr. Chen was given an Accidental Injury Insurance by an insurance company when it handled the “One-Card” calling card service with a total sum of 20,000 yuan. During the validity period of the insurance, Mr. Chen was wounded by another and was hospitalized twice in succession and was diagnosed as traumatic brain injury syndrome. When he claims the insurance company, the company refuses to pay for not meeting the grade of disability.