在保险从业人员中相当部分人对海上运输货物保险平安险条款第8款——“运输契约订有‘船舶互撞责任’条款,根据该条款规定应由货方偿还船方的损失”理解有误,偏差甚远。尽管看法不一,但归纳起来,大体这样:货方由于不按装载有关规定,装载货物超重、超高、超宽或货物锋利或带有腐蚀性,外包装不善等原因,发生船舶碰撞时造成船仓、设备或船体损坏,因此 A considerable part of the insurance practitioners in the maritime transport of goods Insurance Ping An Insurance Clause 8 - “The contract of carriage contains a clash of clauses between the ship, according to the provisions of the cargo ship should be reimbursed to the loss of the ship” understand Wrong, far-reaching deviation. In spite of the different views, the general conclusion is as follows: When the cargo ship fails to load the relevant provisions, loading cargo is overweight, ultra-tall, wide or sharp or corrosive, and the packaging is not good, the collision occurs in the ship Damage to the silo, equipment or hull, therefore