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互联网金融是对传统金融生态的一次深刻意义的互联网思维和技术的变革,在进一步的改变传统金融业的规则和格局同时又与传统金融业产生新的竞争合作关系。怎样促使互联网金融生态系统更加完善,对推动未来整个互联网金融可持续发展都是具有重大意义。本文首先对前沿学者有关互联网金融生态的概念进行梳理,然后针对目前我国互联网金融生态系统存在的问题,提出相应的对策和建议。
Internet finance is a profound transformation of the Internet thinking and technology to the traditional financial ecology. It further changes the rules and pattern of the traditional financial industry and at the same time it creates new competitive and cooperative relations with the traditional financial industry. How to make the Internet financial ecosystem more perfect is of great significance to promoting the sustainable development of the entire Internet finance in the future. This paper first sorts out the concepts of frontier scholars about the financial ecology of the Internet and then puts forward corresponding countermeasures and suggestions in light of the existing problems of the Internet financial ecosystem in our country.