在市场经济环境下,商业银行扮演着重要的角色,一旦其退出,不仅会对公众造成影响,还可能造成金融动荡或经济危机。目前,我国商业银行破产法律制度存在诸多的不足,急需完善,以此提高商业银行预防风险能力,避免其带来巨大损失。 In a market economy, commercial banks play an important role. If they withdraw, commercial banks will not only have an impact on the public but also cause financial turmoil or economic crisis. At present, there are many deficiencies in the legal system of bankruptcy of commercial banks in our country, which urgently needs improving so as to enhance the ability of commercial banks to prevent risks and avoid huge losses.