新加坡的医疗保障制度是公积金辅以医疗保险项目。新加坡的医疗个人账户是建立在公积金制度上的,所谓“公积金制”是一种强迫性储蓄制度,公积金的来源是个人和雇主的交费,以个人交费为主。1965年新加坡建立共和国时,开始实行公积金制,当时雇主和个人各按雇员工资的5%交纳公积金 Singapore’s medical insurance system is a provident fund supplemented by a medical insurance program. Singapore’s medical personal accounts are based on the provident fund system. The so-called “provident fund system” is an obligatory saving system. The source of the provident fund is the payment made by individuals and employers, with individual payment as the basis. When Singapore established the Republic in 1965, it started to implement the provident fund system. At that time, employers and individuals paid 5% of the employees’ salaries respectively