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中国人民银行近日对去年4月颁布的《个人住房担保贷款管理试行办法》作了重要修订,5月14日正式推出了《个人住房贷款管理办法》。据介绍,此次颁布的《办法》和去年的《试行办法》相比,主要有以下不同:一是扩大了贷款可用于购买住房的范围。原《试行办法》规定,个人住房贷款只能用于购买用公积金建造的自用普通住房,而新《办法》规定,个人住房贷款可用
The People’s Bank of China recently made an important amendment to the “Trial Measures for the Administration of Personal Housing Guarantee Loans” promulgated in April last year and formally launched the “Measures for the Administration of Individual Housing Loans” on May 14. According to reports, compared with the “Trial Measures” last year, the “Measures” promulgated here mainly differ in the following aspects: First, the scope of loans available for purchase of housing is expanded. The original “Trial Measures” provides that individual housing loans can only be used to buy self-use ordinary housing for the construction of public housing, and the new “Measures” provides that individual housing loans available