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随着我国医疗体制改革的不断深化,药价虚高的现象得到了一定的缓解,但医疗费用不合理增长问题仍然存在。本文在分析我国医患双方信息不对称的基础上,实证探讨了信息不对称因素对医疗费用的影响,认为医生相对于患者掌握更多的信息,并具有更强的议价能力,医患信息不对称,过度医疗,是导致我国医疗费用过快上涨的重要原因之一。基于此,本文提出现阶段可以通过对信息进行分层,实行社区医疗与大医院相结合的多层医保体系,再辅以相应的制度设置,解决医患之间信息不对称问题,使医疗费用降低到合理程度。
With the continuous deepening of the medical system reform in our country, the phenomenon that the price of drugs is too high has been alleviated to a certain extent, but the problem of unreasonable increase of medical expenses still exists. Based on the analysis of information asymmetry between doctors and patients in our country, this paper empirically explores the impact of information asymmetry on medical expenses, and holds that doctors can acquire more information relative to patients and have stronger bargaining power. Symmetry and over-medical care are one of the important reasons for the rapid rise of medical expenses in our country. Based on this, this paper proposes that at this stage, we can stratify information, implement a multi-level health insurance system combining community health care with large hospitals, and then supplement the system setting to solve the information asymmetry between doctors and patients so that the medical expenses Reduce to a reasonable level.