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3种模式并存工伤保险与养老保险的衔接,是对伤残等级为一级至四级的工伤职工而言的。伤残等级为一级至四级的工伤职工,在法律上已不具有劳动能力,其生活通过伤残津贴而非工资予以保障,因而产生是否需要缴纳养老保险费,他们到达退休年龄后是继续享受伤残津贴,还是转而享受养老金
The coexistence of the three modes of occupational injury insurance and pension insurance is for workers with disability grade 1 to 4 occupational injuries. Workers with disability level 1 to 4 who are not legally entitled to work and whose lives are guaranteed through disability allowances instead of wages will have to pay pension premiums after they reach the retirement age Enjoy disability allowance, or go to enjoy the pension