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在我国,养老金也被称做退休金、退休费,是参加社保人员退休后的养老“保命钱”。其实,我国的基本社会保障情况比较复杂,分别有公务员、事业单位人员、城镇职工、城镇居民、农民等类别,不同类别缴纳的社保保险费差异很大,退休后享受的保障力度也不同,而在同一类别里,不同地区也存在区别。特别是,养老金“双轨制”在我国长期存在,使得不同群体不能公平地享受社会发展所带来的福利。
In our country, pensions are also called pensions and retirement fees. They are the retirement pensioners who participate in the social security service. In fact, the basic social security situation in our country is rather complicated. There are categories of civil servants, institutions, urban workers, urban residents, peasants, etc. The social insurance premiums paid in different categories are quite different and the degree of protection enjoyed after retirement is also different In the same category, there are differences in different regions. In particular, the pension system has long existed in our country, making it impossible for different groups to enjoy the benefits brought about by social development in an equitable manner.