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我国确立的养老保险基金“以支定收、略有结余, 留有部分积累”的原则,是借鉴国外许多国家基 金筹集模式,根据我国国情进行的一种较理想的选择。按照这种理想的基金模式,完全可以较好地解决我国职工的养老保障问题。但是,从辽宁省的情况看,近几年来,每年都有10万名左右的退休人员因不能按时足额领到养老金而不断上访,构成了较严重的社会问题。因此,在社会保险经历10年改革之后,有必要就养老保险基金模式建立中的梗阻问题进行认真研究,并逐个加以解决。
The principle of “endowment insurance, slight balance and partial accumulation” of the endowment insurance fund established in our country is an ideal choice based on the national conditions of our country, drawing on the fundraising mode of many foreign countries. In accordance with this ideal fund model, can fully solve the problem of pension for our workers. However, judging from the situation in Liaoning Province, in recent years, about 100,000 retirees each year have continuously petitioned for failing to receive pensions on time and in full amount, thus posing a serious social problem. Therefore, after 10 years of social insurance reform, it is necessary to seriously study the problems of obstruction in the establishment of the pension insurance fund model and solve them one by one.