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年初资本市场回暖,资金从保险市场退出转而大量涌入股市。年中大盘一路下滑,寿险保费又见回升。新型寿险产品受资本市场牵制,经营传统寿险产品关键在于预定利率。
The beginning of the capital market picks up, the capital withdrawn from the insurance market in turn poured into the stock market. During the year, all the way down the broader market, life insurance premiums see the rise. The new life insurance products are subject to the capital market. The key to operating traditional life insurance products is the fixed interest rate.