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近年来,不法分子非法复制他人银行卡并盗取卡内现金的案件多发。由于刑事案件一时难以侦破,被盗款项难以追回,故持卡人往往将银行诉至法院要求赔偿。那么,此时,持卡人应注意哪些法律事项呢?案例分析:谁的责任2013年8月16日23时51分,刘亦然正在山东省昌邑市的家中休息,他的手机突然收到一连串短信通知,显示其银行卡发生了7笔ATM取款交易和1笔ATM转账交易,金额共计52525元。他随即拨打银行客服热线进行挂失并获悉交易发生在江苏省丹阳市。第二天,刘亦然到当地派出所报案并出示了银行卡,到附近银行的ATM机插卡操作时被吞卡。经查,刷卡地距刘亦然住所地约700公里,案发当天24时至次日8时之间无飞机和火车途径此区域。随后,刘亦然将银行
In recent years, criminals have illegally copied others’ bank cards and stolen cards for cash. As criminal cases are difficult to detect temporarily, stolen money difficult to recover, so cardholders often sue the bank to the court for compensation. Case Analysis: Whose Responsibility At 23:51 on August 16, 2013, Liu Yiran is resting at his home in Changyi, Shandong Province. His cell phone suddenly receives a series of text messages Notice that 7 bank ATM withdrawals and 1 ATM transfer transaction occurred on its bank card amounting to a total of 52525 yuan. He immediately called the bank customer service hotline to report the loss and was informed that the transaction occurred in Danyang City, Jiangsu Province. The next day, Liu Yiran went to the local police station to report and present a bank card, which was swallowed into the ATM bank card of a bank nearby. The investigation, credit card distance from Liu Yiran’s domicile of about 700 km, the incident the same day 24 hours to 8:00 the next day no aircraft and train routes in this region. Subsequently, Liu Yiran will be the bank